Protect yourself for
sweeter times

What is Life Insurance?

Life insurance is a type of insurance which pays out a lump sum to your dependents should you pass away during the term of the contract. The cost of a policy is determined by a number of factors including your age, health and lifestyle.

Why do I need Life Insurance?

Even if you’re in good health today, you might not be so lucky in the future.  

If you have dependents, how would they financially cope if you were struck down with a critical illness? Would your family be able to afford to stay in their home if you died and you didn’t have life insurance in place to support them after you’ve gone? 

Don’t put the thought to the back of your mind for another day. Talk to one of our friendly advisor to discuss how critical illness cover and life insurance could protect your family should the worst happen.

"It won't happen to me"

If you don’t have any form of life insurance protection, and your savings pot is not substantial, you could find yourself in dire financial straits if you do develop a serious health problem.

If you’re still undecided, consider the following:

  • Every 12 minutes, someone in the UK will have a Stroke.
  • Every 7 minutes someone in the UK will have a heart attack.
  • Every day, 21 people in the UK will suffer kidney failure.
  • Every 3 minutes someone is diagnosed with dementia.
  • Every hour, 2 people in the UK discover that they have Parkinson's disease.

50% of people are diagnosed with cancer during their lifetime.

What could a Life Insurance pay out cover?


The average outstanding mortgage debt is £120,000, a life insurance pay out could pay off your mortgage.


The average cost of raising a child to 21 is £230,000. A life Insurance payout could pay for childcare or education costs.

Living Costs

The average annual household bills total £19,500. A life insurance payout could maintain your family's current standard of living.

The average cost of a funeral in 2018 was £4,798^

Talk to Crystal

Crystal  helps customers to protect the things that is most precious to them by providing a range of financial products.

We have a comprehensive lender panel, ensuring you will be receive the best value for the cover you require. All with no-obligation and no pressure.

As part of the Crystal Group, we have helped over 50,000 customers and have a 4.6 / 5 customer service rating from independent reviews on Feefo.

Request a Life Insurance Quote Today

FREE Life Insurance Quote

Simply fill in this quick form and one of our friendly and professional advisers will call you back.

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Crystal Legal Services Ltd, Gawsworth House, Westmere Drive, Crewe, CW1 6XB.

Crystal Legal Services Ltd is a claims management company Authorised and regulated by the Financial Conduct Authority.


Company registered in England and wales. Company registration 6837474. Registered office: Fairfield House, Back Lane, Spurstow, Tarporley, Cheshire, CW6 9TE.

Crystal Group does not provide any financial advice. Crystal Group is authorised and regulated by the Financial Conduct Authority as an Appointed Representative of Dragon Insurance Brokers under registrtaion number 599430.  The quotes provided are based on the information you submit to us. Our service is free and you are under no obligation to accept any quotes you receive.


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