As retirement draws closer and you’re looking forward to putting your feet up after working hard for all those years, you’ll need to give some thought to your pension arrangements.
With lots of options to choose from, making the right decision can be challenging. That’s why taking personal pension advice from an independent financial advisor is so important.
Changing your pension to one that achieves just 1% extra growth per year could improve your pension value by £64,000***
What is a pension & why do I need one?
It’s never too early to start thinking about how you are going to manage financially when you retire. Most people know that having a pension is the best way of funding your life once you finish work. However, pensions can at first appear confusing.
Simply put, a pension is the most tax-efficient means of saving for your retirement. A pension will provide you with a regular, secure income once you’ve stopped working.
The sooner you begin investing money into a pension, the more chance you’ll have of enjoying the lifestyle you want when you retire.
How much will my pension be?
The amount you receive in monthly pension payments and/or a lump sum will depend on a number of factors including:
- The age at which you want to retire
- The amount you've contributed to the scheme
- the type of workplace pension scheme you're enrolled in
- The amount your employer has contributed to the scheme
- The age at which you joined the scheme
- The performance of the pension scheme
People who receive professional financial advice are on average £40,000 better off in their retirement goals*
Why should I review my pension?
If you are unhappy on how your pension is performing or don’t know enough about your current pension then a review will help you understand your current pension and how it could be improved.
Peace of Mind
Find out how your pension is performing to get clarity and peace of mind on what your retirement might look like.
Knowledge
Taking action to review your pension now will allow you time to make changes and improvements so you can have the retirement you deserve.
Plan for the future
Making pension plans now will ensure you know how you would finicially manage in retirement.
Increase Value
By reviewing your pension you could be better off in your retirement and reach your pension goals sooner.
27% of the UK population don't know enough about their pension.
Work out your pension age
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Pension Review Form
Simply fill in this quick form and one of our friendly and professional advisers will call you back.
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For friendly and professional advice call us today on 01270 44 66 00
Crystal Legal Services Ltd, Gawsworth House, Westmere Drive, Crewe, CW1 6XB.
Crystal Legal Services Ltd is a claims management company Authorised and regulated by the Financial Conduct Authority.
Company registered in England and wales. Company registration 6837474. Registered office: Fairfield House, Back Lane, Spurstow, Tarporley, Cheshire, CW6 9TE.
About us
Crystal Legal Services is an Introducer Appointed Representative for Instrinsic and Evason Filde Ltd